As a rule, civil servants are initially employed on a trial basis, which means that within the probation period of 1 to 2 years they should prove to be suitable and capable in their profession. After the expiry of this period, the civil servants are given a probationary service for life if their employer considers them to be suitable. The vast majority of probationary officials are hired as permanent civil servants and thus have a secure job and guaranteed income.
Applicant has a clean private credit checker
Since there is a high likelihood that a probationary official will be included in the civil servant relationship for life, and if that should not be the case, he (or she) remains in the employment relationship, the clients who are on duty as probation officials have are a good chance of getting a loan. However, banks are legally obliged to check customer creditworthiness. private credit checker information is obtained and it is of course important that the applicant has a clean private credit checker. With a higher loan amount, collateral such as real estate can also play a positive role.
Where can I get a trial officer loan?
Loan for probation officers can be applied for in a bank branch. It is important to know your own rights as a borrower and, for example, to know that a residual credit insurance does not necessarily have to be taken out. This insurance makes a loan rather expensive, and many credit advisors in bank branches are trying to force this insurance on their customers. In addition, the borrower who turns to a bank branch often lacks a comparison with other banks. Therefore, it is advisable to search online for cheap loan providers from the major comparison portals.
On the Internet, numerous offers are clearly displayed side by side, so that the comparison is not difficult. Most providers are reputable companies, but there are also “black sheep” on the Internet with the direct banks. It is therefore advisable to read the “small print” below the offer so that, for example, you do not have to pay overpriced processing fees afterwards. The processing of the loan application at the direct banks only takes a day or two and you can get a loan approval for probation officers.